Answers to the Questions You Didn't Know You Had.

From pricing and approval times to integration and risk rules — we've got your most common questions answered. And if you don't find what you're looking for, we're just a message away.

How long does it take to get approved?

Most applications are approved within 24–48 hours, depending on your business type and documentation. High-risk businesses may require additional review, but we work quickly to get you up and running.

What types of businesses do you support?

We support a wide variety of businesses, including retail, e-commerce, professional services, restaurants, healthcare, nonprofits, and high-risk industries such as travel, subscriptions, and online coaching.

What pricing model do you use?

We use interchange-plus pricing for maximum transparency. This means you only pay the true cost of the transaction set by card networks, plus a small, clearly defined markup—no hidden fees.

Do you provide POS equipment?

Yes. Merchants can access EMV-compliant terminals, mobile readers, and POS bundles.

Can I accept payments online and in-person?

Absolutely. We provide omnichannel payment solutions that allow you to accept payments in-store, online, over the phone, or through mobile devices—all under one account.

What kind of customer support do you provide?

Our support team is U.S.-based and available 24/7. You can reach us via phone, email, or live chat, and we guarantee fast response times for all merchants.

Is my business data secure with ValenPay?

Yes. We are fully PCI-DSS compliant, use advanced encryption, and monitor transactions in real time to keep both you and your customers safe.

Do you support high-risk businesses?

Yes. ValenPay is providing solutions for industries considered high-risk. We offer tailored fraud prevention, chargeback management, and compliance tools to keep your account stable.

Still have questions? Contact our support team today—we're here to help every step of the way.