At ValenPay, we recognize that no two businesses are alike. That's why we provide a wide range of customizable payment solutions—designed to scale with your growth and adapt to your needs. Whether you operate a small local shop, run a global e-commerce platform, or fall into a high-risk category, our technology and expertise ensure you can accept payments seamlessly and securely.
Explore Our ServicesGetting your business ready to accept payments starts with a trusted merchant account. At ValenPay, we simplify the process with fast approvals, clear underwriting, and competitive transaction rates. Our merchant accounts are built on transparency, meaning no hidden fees or complicated contracts. With secure infrastructure and compliance support, you can focus on running your business while we handle the technical side of payment processing.
Learn MoreTurn your web browser into a secure checkout system with our Virtual Terminal solution. Ideal for phone orders, remote billing, and businesses without a physical card reader, the Virtual Terminal allows you to accept credit and debit cards, as well as ACH payments, directly from your computer. Built-in encryption, fraud screening tools, and recurring billing options give you a professional and reliable way to manage customer payments in real time.
Learn MoreOur Payment Gateway connects your website or app to the financial networks that process transactions. With our developer-friendly API, you can customize checkout experiences, enable one-click payments, and integrate subscription or installment billing. Advanced features like tokenization and fraud detection safeguard customer data, while uptime monitoring ensures your transactions are processed without interruption. It's a future-ready solution for businesses serious about scaling online.
Learn MoreEvery business needs a reliable way to accept in-person payments, and our POS systems are designed for just that. From modern touchscreen terminals to compact mobile readers, our POS solutions are easy to use, EMV-compliant, and equipped with contactless payment capabilities. Beyond transactions, you can manage inventory, track sales data, and generate detailed reports—all in one streamlined system. This makes our POS tools perfect for retail, restaurants, and service-based businesses alike.
Learn MoreIn today's fast-paced world, your business can't afford to be tied down to a counter. With ValenPay's mobile payment solutions, you can accept payments anywhere—whether you're at a trade show, a food truck, or delivering products to your customer's doorstep. Our mobile readers and apps are lightweight, secure, and capable of processing all major cards and digital wallets. This flexibility allows your business to capture more sales and improve customer convenience.
Learn MoreFor businesses handling recurring billing, subscriptions, or large transactions, ACH and eCheck processing is a cost-effective alternative to card payments. Our ACH solutions reduce processing fees, improve cash flow, and provide customers with a convenient way to pay directly from their bank accounts. With real-time verification, fast settlements, and fraud prevention measures in place, you can accept electronic payments confidently and without disruption.
Learn MoreMany traditional processors avoid industries considered "high risk," leaving those businesses struggling to find a payment partner. At ValenPay, we specialize in providing high-risk merchants with the support and infrastructure they need to succeed. Our solutions include dedicated fraud protection, chargeback monitoring, and tailored compliance tools to ensure your account stays stable. Whether you operate in e-commerce, travel, CBD, or other high-risk sectors, we deliver reliable payment processing that grows with your business.
Learn MoreChargebacks can drain revenue and disrupt cash flow if not managed properly. Our chargeback management tools provide early alerts, automated dispute responses, and analytics to identify recurring issues. By helping you prevent disputes before they happen and resolve them quickly when they do, we protect your bottom line and strengthen your customer relationships. This proactive approach reduces losses and keeps your merchant account in good standing.
Learn MoreFrom small businesses to enterprise-level operations, ValenPay provides the tools and support you need to thrive in today's competitive market. Explore our services today and see how we can help your business grow.