At ValenPay, we believe pricing should be clear and fair. That's why we use interchange-plus pricing, giving you full visibility into your costs. No hidden fees, no misleading contracts—just honest, competitive rates tailored to your business needs.
You know exactly what you're paying for each transaction.
Rates are based on actual card network fees, with a small, consistent markup.
As your business grows, our pricing remains competitive and predictable.
Accept all major cards, including Visa, Mastercard, Amex, and Discover.
Lower-cost alternatives for recurring or large transactions.
Built-in monitoring and dispute management tools.
Eligible merchants receive EMV terminals or mobile readers at no cost.
Always available when you need us.
Every business is unique, and so are its payment needs. That's why we create customized pricing packages based on your industry, sales volume, and transaction mix.
We'll provide detailed pricing information tailored to your business needs
Common questions about our pricing
Interchange-plus pricing separates the card network fees (interchange) from our markup, giving you complete transparency into what you're paying and why.
Unlike flat-rate pricing that charges the same regardless of card type, interchange-plus adapts to your actual transaction mix, typically saving merchants money, especially as volume increases.
No, we provide free setup for all our merchants. You can start processing payments immediately without any upfront costs.
No, we don't require long-term contracts. You can cancel anytime with 30 days notice and there are no early termination fees.
Standard funding is next business day. Same-day funding is available for qualifying merchants.
Join thousands of businesses that have reduced their payment processing fees with ValenPay. Get started today with no setup fees and no long-term contracts.